Student Loan Programs
Contact Us
Financial Aid Office
10915 Hardin Valley Road
P.O. Box 22990
Knoxville, TN 37933-0990
Main: 865-694-6400
Fax: 865-539-7691
financialaid@pstcc.edu
(This e-mail is for general questions only - please use myPSCC for account specific information.)
School Code: 012693
Hardin Valley Campus
Goins Administration Building, Room 157
Mon.—Thurs.: 8:00 a.m.-6:00 pm
Fri.: 8:00 am-4:30 pm
Phone: 865-694-6400
Blount County Campus
Room 122
Thursday: 8:30am-5:00pm
Friday: 8:30am-4:30pm
Phone: 865-981-5300
Division Street Campus
(Closed June & July)
Room 114
Tuesday: 9:30am-6:00pm
Friday: 8:00am-4:30pm
Phone: 865-971-5200
Magnolia Avenue Campus
Room 154
Tuesday: 8:00am-4:30pm
Wednesday: 8:00am-4:30pm
Phone: 865-329-3100
Strawberry Plains Campus
(Closed June & July)
Room: Main Office
Thursday: 9:30am-6:00pm
Phone: 865-225-2300
Check Your Loan Awards 24/7 Online!
No need to wait on the phone or in line to see your award amounts! Follow the instructions below to see any financial aid awards posted to your account.
- Login to myPellissippi (click here to open in new tab/window).
- Click on the "Financial Aid" tab.
- Click on “Click here to access Financial Aid Self-Service”
- Click on "Awards Posted To Your Account”
- Click the appropriate aid year:
- Award Year 2012-2013 for Fall 2012, Spring 2013, or Summer 2013
- Award Year 2013-2014 for Fall 2013, Spring 2014, or Summer 2014
- Click on the “Award Overview” tab.
- All awards posted to your account will be shown here.
General Eligibility Requirements
Students must meet the following requirements in order to be eligible for student loans at Pellissippi State Community College.
- Maintain Satisfactory Academic Progress (SAP) standards.
- Be a degree seeking student.
- Be enrolled and attending at least six credit hours per semester.
Student Loan Programs
PSCC offers three types of loans through the Federal Direct Loan Program: subsidized, unsubsidized, and PLUS.
- Subsidized Loan: A federally subsidized student loan is made on the basis of the student's financial need and other specific eligibility requirements. Subsidized loans have subsidized interest, which means that the federal government pays the interest on these loans while borrowers are enrolled at least halftime.
- Unsubsidized Loan: An unsubsidized student loan is not based on financial need. Eligibility is based on a student's overall financial aid budget. Interest is capitalized and starts to accrue when the loan is disbursed.
- Parent PLUS Loan: Federal PLUS loans are for parent borrowers to assist the dependent student with educational expenses. This loan is not based on financial need. Repayment of principal and interest begins within 60 days of disbursement. The annual loan limit is the cost of education minus any other financial assistance the student is receiving.
For both subsidized and unsubsidized loans, the borrower begins repayment after a six month grace period. This grace period begins upon graduating, withdrawing from school, or dropping below half-time.
Steps for Applying:
- Submit a FAFSA.
- Submit the appropriate loan request form.
- The Federal Direct Student Loan Request Form is now accessible by logging into myPellissippi and clicking on the "Financial Aid" tab.
- Federal Direct PLUS Loan Request Form
- Submit a Master Promissory Note (MPN) and Entrance Loan Counseling, if applicable.
- Regularly check your financial aid information within the myPellissippi portal.
