Satisfactory Academic Progress

Check Your SAP Status ONLINE!

  • Login to myPellissippi (opens in new tab/window).
  • Under the main "Financial Aid" menu, click on "Satisfactory Academic Progress (SAP) status."
  • Select Aid Year.
  • Click on the "Academic Progress" tab.
  • Your SAP status for a specific semester are listed here.
  • If you are NOT in good SAP standing, please follow the instructions below for information on appealing this.

Satisfactory Academic Progress (SAP) Policy

In accordance with the U.S. Department of Education regulations, financial aid recipients must maintain Satisfactory Academic Progress (SAP) towards the achievement of a degree or certificate. The student’s SAP will be evaluated at the end of each enrolled term. The information below is the policy for Pellissippi State Community College.

PSCC SAP Standards for Financial Aid

  • Students must maintain a cumulative GPA of 2.0 at the end of each term of enrollment. All grades earned over the student’s full academic career at Pellissippi State, including remedial classes, are considered when calculating the cumulative GPA for Financial Aid purposes.
  • Students must pass at least 66.67% of attempted credit hours on a cumulative basis in order and be on reasonable “pace” to graduate. Attempted hours include all transferred hours, remedial and repeated course work, classes dropped with W, and classes attended but not completed. The determination for what is a Passing credit hour include all credit hours with grades of A, B, C, D or P. For example: if a student has attempted 36 credit hours during their college career, they must pass at least 24 of those credit hours to be on “pace” to graduate.
  • Students will be allowed to receive Federal Financial Aid for the equivalent of 150% of the number of cumulative credit hour’s required for their degree. Example: An Associate Degree that requires 60 credits for graduation would allow a student up to 90 credit hours of financial aid eligibility (60CH x 150% = 90 CH) to complete their degree program. Students who have reached the 150% limit or achieved a degree will be ineligible for financial aid.
  • Any student who earns NO CREDIT (All F’s/W’s) in their 1st term at PSCC or transfers with all failing grades will be suspended without warning.



  • SAP standards have been met.
    • The student is eligible to receive Federal Financial Aid.
    • No action or appeal is required by the student who is placed on a ‘Good Standing’.

PSCC Financial Aid SAP “WARNING”

  • The GPA and Attempted/Passed credit hour SAP standards are reviewed for all enrolled students, including transfer students, each term.
  • The first term that a student does not meet the GPA or 66.67% passage rate calculation, they will be put on a financial aid “Warning”.
  • A “Warning” will give the student notice that they have not met SAP standards for that term but will be eligible to receive Federal Financial Aid for the next enrolled term in order to regain or meet the Satisfactory Academic Progress requirements.
  • No action or appeal is required by the student who is placed on a Financial Aid “Warning’.

PSCC Financial Aid SAP “Approaching 90 Hours”

  • Approaching 90 hours notifies the student that they have attempted between 60-89 hours.
  • Warns the student that they need to complete their degree program soon.
  • Warns the student that they will be suspended after attempting 90 credit hours.


  • The GPA, attempted credit hours and maximum credit hour requirement is reviewed at the end of each term for all students, including transfer students.
  • Students, who have not met cumulative SAP standards for two consecutive terms, will be placed on Financial Aid “Suspension”.
  • Students who reach the 90 maximum credit hours within the most recently completed term will also be placed on Financial Aid “Suspension” This includes any student transferring into PSCC with over 90 credit hours attempted during their college career.
  • A student placed on “Suspension” will be ineligible for Federal Financial Aid until Satisfactory Academic Progress (SAP) is established.
  • Students placed on Financial Aid “Suspension” may qualify to file a Satisfactory Academic Progress Appeal to the PSCC Financial Aid office.


  • A SAP Appeal is asking for reconsideration of Financial Aid due to not meeting Satisfactory Academic Progress standards because of extenuating circumstances beyond the student’s control.
  • Students will be allowed a maximum of TWO (2) SAP appeals during their academic career at PSCC. If the student is not enrolled at PSCC by the 14th day, the student's appeal will not be reviewed. The appeal is not counted towards the two appeal maximum.
  • The reason a student is citing that they did not meet Satisfactory Academic Progress during the term must be accompanied by appropriate supporting documentation**. Examples of supporting documentation are:
  • Illness: Statement from physician
  • Accident/Injury: Police report, hospitalization record, physician statement
  • Death of immediate family member such parent, grandparent, sibling, spouse or dependent: Copy of death certificate, obituary or funeral announcement.
  • Other extenuating circumstances: Notarized letters from clergy, professional counselors, legal authorities, employers, or other professionals
  • SAP Appeals for Financial Aid “suspension” due to the maximum 90 credit hours reached must be submitted with a written plan for degree completion from a PSCC Academic Advisor and signed by the student.

**Appeals that do not have supporting documentation will not be reviewed.* *

  • Student must submit the SAP Appeal with the supporting documentation by the term deadline posted by PSCC Financial Aid office. Appeals submitted after the term deadline will be accepted and considered for that term only at the discretion of Financial Aid SAP Appeals Committee.
  • There is no guarantee that the submission of a SAP Appeal by the student will result in regaining Federal Student Financial Aid for the current or any subsequent terms.
  • If a SAP Appeal is approved, the student will be placed on "PROBATION" for the next enrolled term only. SAP must be achieved during that term. Failure to reach SAP standards will result in loss of Financial Aid for the next enrolled term.
  • If a SAP Appeal is approved with PLAN, the student may be required to fulfill a ”PLAN” containing specific terms and conditions such as: taking a reduced course load or enrolling in specific courses, maintaining or achieving a certain GPA, not withdrawing and/or passing all enrolled classes, etc. to maintain eligibility for Financial Aid. Failure to meet the ‘PLAN” requirements will result in loss of financial aid for the next enrolled term.


A student may be eligible to receive financial aid for a maximum of 90 hours (150% of the 60 hours needed to complete degree) attempted toward a degree.

Transfer hours accepted by Pellissippi State will be counted toward the maximum number of hours allowed to receive financial aid.

A student who has reached their maximum number of hours (90 hours) must complete an 90 Credit Hours Appeal through the advising office to regain financial aid eligibility.

The following criteria must be met in order to be eligible to complete the 90 hour appeal. If you do not meet all qualifications, please do not request an advising appointment.

  • Must be earning a degree from PSCC (not taking pre-requisites toward a degree at another institution).
  • Must be making satisfactory academic progress (2.0 GPA and 67% pace).

Completion of a 90 Hour Appeal does not guarantee that it will be approved.

A student placed on a 90 hour plan must meet all terms of their plan and will be re-evaluated at the end of each semester. These students will be sent a mid-semester email to remind them of the terms of their plan.

If your appeal is denied, you will need to complete your coursework at your own expense without Financial Aid until you can meet SAP standards.


The student or parent have the option to set up a deferred payment plan (fall/spring semester only) with the Cashiers Office. For information, please use this link. The student and parent also have an additional option to apply for an alternative loan through a private lender. For more information on alternative loans, please visit the PSCC loan website.