State Sponsored Benefits

Edison Self Service (ESS)

Visit the Videos page for information on how to login/enroll. For password reset help, call Edison at 866.376.0104.  As a reminder, all benefits-eligible employees will need to log into Edison this year, even if you aren’t making changes to your coverage.

• You will use Employee Self Service in Edison at www.edison.tn.gov to add, remove or make changes to your insurance coverage unless otherwise noted.
• Look for the green “Benefits Annual Enrollment” button.
• Log in to Edison using your Access ID. This is not your eight-digit Edison employee ID. To get your Access ID, go to www.edison.tn.gov, click the green “Benefits Annual Enrollment” button, and then click “Retrieve Access ID” button.
• Once logged in, choose the Annual Enrollment tile to start your enrollment.

Adding New Dependents?

• • We need documents to prove their relationship to you. This includes a spouse who has not been on coverage for 90 days or more.
    • A list of required documents is found on the Forms webpage here: https://www.tn.gov/content/dam/tn/finance/fa-benefits/documents/deva_eligible_docs.pdf
    • Dependent verification documents MUST be submitted by the enrollment deadline.

Premiums

2023 Health
2023 Dental
2023 Vision
2023 Short Term Disability
2023 Employee Basic Term Life/Basic AD&D
2023 Dependent Basic Term Life
2023 Voluntary Term Life
2023 Voluntary AD&D

Health Insurance

Eligible employees will continue to have a choice of four carrier networks for your medical care:

• BlueCross BlueShield (BCBS) Network S
• Cigna LocalPlus (LP)
• Cigna Open Access Plus (OAP) (surcharges apply)
• BlueCross BlueShield (BCBS) Network P (surcharges apply)

Employees will have the choice of participating in one of the following health plans:

• Premier PPO: highest monthly premiums, but lower copays and co-insurance costs compared to Standard PPO and CDHP.
• Standard PPO: lower monthly premiums, but higher copays and co-insurance costs compared to Premier PPO.
• CDHP/HSA: lowest monthly premiums, but higher deductibles (which must be met prior to co-insurance applying). The health plan comes with a health savings account (see HSA section).

2023 Health Plans Comparison Chart (PDF)

Network providers and facilities can and do change. View a list of in-network providers.

View more detailed information on health insurance

Health Savings Account (HSA)

Employees who enroll in a Consumer Driven Health Plan (CDHP) can also contribute pre-tax dollars to their HSA account up to certain limits. The 2023 limits are $3,850 for individual coverage or $7,750 for all other tiers (members 55+ can add $1,000 more each year).

Employees who enroll in the CDHP/HSA for plan year 2023 will receive a one-time employer contribution, applicable to the coverage level selected. These amounts do apply toward the IRS limit. Employer contributions are increasing in 2023.

• Employee only: $500
• Employee + Children: $1000
• Employee + Spouse: $1000
• Employee + Spouse + Children: $1000

More information on the HSA restrictions and videos about how an HSA works

Higher Education employees will make additional payroll contributions through Banner Self-Service. Instructions will be sent to you after Annual Enrollment.

Voluntary Wellness Program

Wellness Incentive Program Splash Page

Click here for a printable 2023 Incentive Table that shows all the ways enrolled state and higher education members and spouses can earn cash incentives and how to get started.

Dental Insurance

Employees continue to have a choice of two dental plans.

Option 1: Cigna Prepaid Plan (Cigna DHMO) – employees selecting this option will be required to choose a participating provider from the specified list and notify Cigna of their choice.

Option 2: Delta Dental of Tennessee DPPO Dental – employees selecting this option will have access to all providers; however, maximum benefits are received when utilizing an in-network provider.

2023 Dental Comparison Chart (PDF)

More information on dental insurance

Vision Insurance

The NEW vendor for 2023 is EyeMed – Choose from two vision insurance options, the Basic Plan or Expanded Plan. 2022 members with Davis Vision who take no action will be automatically moved to the comparable plan with EyeMed.

2023 Vision Options Comparison Chart (PDF)

More Information on vision insurance

Short-Term Disability Insurance

Short Term Disability insurance replaces a portion of your income during a disability, which could last up to 26 weeks. It may be good for those who: have little annual or sick leave, take part in high-risk activities or don’t have a six-month emergency fund. Sick leave, annual leave and comp time must be used before benefits are payable.

• Option A: 60% weekly; 14-day elimination period
• Option B: 60% weekly; 30-day elimination period

IMPORTANT: Employees must submit a Statement of Health to MetLife after selecting a disability insurance enrollment or enhancement in Edison Employee Self Service. Failure to submit the Statement of Health will result in denied disability insurance. Submit to MetLife by November 15, 2022.

The form can be found here: View Here

Application is subject to review and approval by MetLife based on underwriting rules. After receiving your form, MetLife may need more information from you.

More information on Short Term Disability

Flexible Spending Account (FSA) – Enrollment Required Each Year

Eligibility Criteria: Employees who elect a Consumer Driven Health Plan (CDHP) may only enroll in a Limited Purpose FSA and should calculate the annual election amount using only forecasted dental and vision expenses.

A flexible spending account permits employees to set aside a specified number of pre-tax dollars up to an annual maximum for use for purposes permitted by the Internal Revenue Service (IRS). The Flexible Spending Account is sponsored by the State of Tennessee and administered by Optum Bank.

For 2023:

• Medical FSA: Annual limit – $2,850 | Carryover limit – $570
• Limited Purpose FSA: Annual limit – $2,850 | Carryover limit – $570
• Dependent Care FSA: Annual limit – $5,000 per household, or up to $2,500 per spouse for married couples filing separately. No carryover amount allowed.

Employees MUST re-enroll in your FSA each year.

Higher Education employees will enroll directly on the Optum Bank Website by using the FSA election and enrollment tool for higher education employees – this means you will not see an option for FSA enrollment on the State’s Edison ESS system and must visit the Optum portal to enroll.

Instructions to enroll on Optum Bank’s website: 
Flyer: How to enroll in your 2023 FSA Benefits – Higher Education only

Click here for an HSA/FSA grid that shows details about contributions, tax benefits and how you can use your funds for 2023.

More information on flexible spending accounts