students walking across the campus.

Types of Financial Aid

State & Federal Financial Aid

To find out if you qualify for any federal or state financial aid, you must complete the FAFSA. You must also complete the FAFSA before you apply for a scholarship from Pellissippi State.


Federal Pell Grant

The Federal Pell Grant is a federal aid program designed to provide financial assistance to undergraduate students. These grants are intended to be the basis of a financial aid package and may be combined with other forms of aid in order to meet the costs of education. The amount is determined on the basis of student and family financial resources. Application is required each year by completing the FAFSA. Grants are limited to U.S. citizens, permanent residents and certain other non-citizens. For more information, visit the Federal Student Aid site.


Federal Supplemental Educational Opportunity Grant

The Federal Supplemental Educational Opportunity Grant (SEOG) is a program of direct grants available to entering freshmen, transfer and enrolled undergraduate students with exceptional financial need. The amount of financial assistance received depends upon need—taking into account financial resources of the student and parents and costs of attending Pellissippi State. Application is required each year by completing the FAFSA and is limited to U.S. citizens, permanent residents and certain other eligible non-citizens. Funds are limited. For more information, visit the Federal Student Aid site.


Tennessee Student Assistance Award

The purpose of the Tennessee Student Assistance Award (TSAA) is to provide non-repayable grant assistance to financially needy undergraduate students who are Tennessee residents. Funds are awarded on a first-come, first-served basis until funds have been depleted. Due to funding limitations, the TSAA is awarded on a first-come, first-serve basis and is based on the FAFSA completion date. Students are encouraged to complete the FAFSA as early as possible. Prior-year recipients (renewals) will receive the award if they meet all eligibility requirements and complete the FAFSA on or before March 1. After March 1, remaining funds will be awarded to the neediest applicants who apply by March 1 based on the availability of funds. Awards are made until funds are depleted. To find out more about the TSAA requirements, please visit the TSAC website. To check your eligibility and ensure Pellissippi State is listed as your college of choice, please access the TSAC Portal.


Tennessee Educational Lottery (HOPE) Scholarship

The purpose of the Hope Scholarship is to provide financial assistance as a means of promoting access to higher education, improve academic achievement in high school through scholarship initiatives, retain the state’s ‘best and brightest’ students in TN colleges and universities, and enhance and promote economic and community development through workforce training. Students apply for the Hope Scholarship by completing the Free Application for Federal Student Aid (FAFSA) by the semester deadlines set by TSAC. Students are required to enroll in an eligible post-secondary institution within 16 months of high school graduation.

The Hope Scholarship is awarded to public or category 1, 2, or 3 private high school graduates who obtain a 3.0 weighted GPA OR a 21 composite ACT score (concordant equivalent on the SAT). Students graduating from a non-category 1, 2, or 3 private high school must have a 21 composite ACT score or equivalent SAT score AND be enrolled in a home school for at least one (1) academic year immediately preceding completion. GED/HiSet students must have the minimum ACT/SAT scores stated above AND an average of 170 or higher on the GED test or average of 15 or higher on the HiSet. To remain eligible, students must maintain a minimum TELS GPA of 2.75 after attempting 24 and 48 credit hours. At 72, 96, and 120 attempted hours, students must maintain a 3.0 TELS GPA or higher. Students are required to maintain continuous enrollment in each fall and spring semester. Students cannot withdraw (either unofficially or officially) and change their enrollment status during the semester. To find out more about the Hope requirements, please visit the TSAC website. To check your eligibility and ensure Pellissippi State is listed as your college of choice, please access the TSAC Portal.

HOPE Scholarship FAFSA Deadline

Fall 2020 Spring 2021 Summer 2021
September 1 February 1 February 1


Tennessee Promise

Tennessee Promise is a financial aid program offering Tennessee high school graduates a last-dollar scholarship at a community or technical college beginning with the class of 2015. As a last-dollar scholarship, Tennessee Promise covers tuition and mandatory fees not covered by the Pell Grant, the Tennessee Education Lottery Scholarship (TELS) or the Tennessee Student Assistance Award (TSAA). While removing students’ financial burden is key, a critical component of Tennessee Promise is the individual guidance each participant will receive from a mentor as the student enters higher education. Local partnering organizations will ensure that all Tennessee Promise students have a mentor. Students must participate with a partnering organization and complete community service hours each semester to access Tennessee Promise dollars. For more information, visit the College's Tennessee Promise website. Ensure Pellissippi State is listed as your college of choice on the TSAC Portal.

TN Promise FAFSA Deadline

Fall Semester
February 1 – extended to March 1 for 2021-2022 FAFSA


Tennessee Reconnect

Tennessee Reconnect is the newest financial aid program that offers non-traditional students and/or students that are determined to be independent of the FAFSA application, a last-dollar scholarship. The Reconnect Grant can be used at Tennessee community colleges to pay for tuition while earning a two-year associate degree. This grant pays the remaining balance after other state financial aid and Pell Grants have been applied towards tuition and mandatory fees at the community college. Tennessee Reconnect services are available to all adult students, whether they are eligible for the Reconnect Grant or not. We are here to help you get to and through college! To access the services of a Reconnect Navigator, find your local Reconnect Navigator.

TN Reconnect FAFSA Deadline

Fall 2020 Spring 2021 Summer 2021
September 1 February 1 – extended to May 15 for 2020-2021 FAFSA February 1 – extended to May 15 for 2020-2021 FAFSA


Veterans Affairs & GI Bill®

Pellissippi State has a Veterans Affairs Office that can help veterans navigate the requirements and deadlines to claim benefits through the GI Bill®. View the VA benefit programs or call 865-694-6472 or email


Pellissippi State Scholarships

Pellissippi State offers hundreds of scholarships that can make it possible for you to attend college — based on a wide range of criteria, including financial need, academic qualifications, program of study and more. To be matched with a scholarship, complete the Scholarship Application which includes a Scholarship Recommendation Letter.

The Scholarship Recommendation Letter is a written recommendation from a faculty member, advisor, teacher, employer or another person who can speak to your academic or professional achievements.

The scholarship application must be completed by the priority financial aid application deadline each semester. Scholarships are awarded on a first-come, first-served basis, and scholarship awards are contingent upon available funding.



For students who don’t qualify for grants or scholarships, or who need additional funds to meet their expenses, loan programs can help fund educational needs. Pellissippi State participates in the Federal Direct Student Loan Program, which includes subsidized and unsubsidized students loans, as well as Parent Plus loans. We also certify some private alternative loans. Attendance in courses is required in order to receive financial aid.

Remember, unlike grants and scholarships, loans must be repaid.


Federal Loans

Students may request a loan through myPellissippi. First-time loan borrowers must submit the loan entrance counseling and a master promissory note in order for the loan to be disbursed.

Parents who wish to apply for a Federal Direct PLUS Loan must submit a PLUS loan application, and first-time loan borrowers must also submit a master promissory note.

Last Day To Submit a Student or Parent PLUS Loan Request form

Fall semester Spring semester  Summer semester 
November 15 April 15 July 15


Alternative Loans

A private alternative loan is a non-federal educational loan through a private lending institution, so each loan’s terms and conditions may vary. We recommend that students and parents not apply for a private loan until all financial aid and federal loan options have been exhausted. We don’t endorse any alternative loan lenders, and we’re not responsible for the timeliness of private loans. No refunds of alternative loan funds occur until all Pellissippi State charges are covered.

If you do acquire a private loan, Pellissippi State will verify your eligibility as a student of our institution. After the loan has covered all Pellissippi State charges, excess funds may be released to you.


Loan Disbursement

Federal regulations require student loans be disbursed in two equal disbursements. For most students, this means half of a loan will be disbursed in fall and the other half in spring. For single-semester loans half of the loan is disbursed at the beginning of the semester and half in the middle of the semester.

Loan disbursement dates may be different than typical excess financial aid disbursement dates. Dates differ depending on whether or not a student has had a loan before and what semester the student’s loan is for.

Students Who Have Had Loans Before

Loan Was for Fall 2021 & Spring 2022 Semesters Loan Was for Fall 2021 Semester Only Loan Was For Spring 2022 Semester Only Loan Was for Summer 2022 Semester Only
September 13
February 8
September 13 &
October 19
February 8 &
March 16
June 17 & July 1


Students Who Have NOT Had Loans Before

Loan Was for Fall 2021 & Spring 2022 Semesters Loan Was for Fall 2021 Semester Only Loan Was For Spring 2022 Semester Only Loan Was for Summer 2022 Semester Only
September 23
February 8
September 23 &
October 19
February 18 &
March 16
July 1 & July 2


Exit Loan Counseling

If you received a loan while you were a student at Pellissippi State and you then drop below half-time attendance, withdraw, graduate, stop attending or otherwise do not return to Pellissippi State, the federal government requires you to complete exit loan counseling. This is true even if you plan to attend another institution when you graduate from Pellissippi State. Exit counseling gives you important information about repaying your student loans.


External Scholarships

You may also be interested in applying for scholarships from external groups. Remember to always verify the legitimacy of external groups offering scholarships. You may qualify for a scholarship from one of these groups or as part of one of these programs:

Jack Kent Cooke Foundation
Knoxville Area Urban League
National Contract Management Association of East Tennessee
Project GRAD
University of Tennessee


Work Study

Pellissippi State offers students the chance to participate in two work-study programs: the Federal Work-Study Program and the America Reads Challenge Program. To qualify for either, you must complete the FAFSA and then complete the Federal Work-Study Application, which is available in myPellissippi under the “Financial Aid” tab.

Once the FAFSA and the application are on file, you’ll be notified within 3-5 business days if you are eligible for either work-study program.

Students can find work study jobs on the myPellissippi job board, and should contact the manager or supervisor for each posted job to apply for it.

The Federal Work-Study Program provides part-time jobs in administrative offices on campus to students who qualify. The America Reads Challenge Program is part of the Federal Work-Study Program, and places work-study students in local elementary schools as reading tutors.

More information about the requirements of participation is available at the Federal Student Aid site.

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